Business Checking Accounts

No matter how much money you have to manage, taking good care of it is the most important thing.

Basic Business

Basic Plus Business


Minimum to Open $100.00 $100.00 $100
Minimum Daily Balance $0 $25,000 (daily) $2500
Monthly Fee $0 $30 (waived if daily balance stays above $25,000) Service charges are offset or eliminated with earning credits base on your checking account(s) monthly balance.
Free Online Banking & Bill Pay Yes Yes Yes
Bank by Phone Yes Yes Yes
Overdraft Protection (1)
Yes Yes Yes
ATM or Visa/Debit Card Yes Yes Yes
Additional Free Services First 300 items paid or deposited per statement cycle (additional items $.50 each) Unlimited transactions
This checking account is right for your business if you have higher transaction volume with balances to offset your fees. Commercial Checking accounts can be linked for balance compensation purposes

(1) When linked to a Business Statement Savings or Business Money Market Account or an approved line of credit.

Money Market and Statement savings accounts are limited to six transfers per statement period with no more than three by check to avoid the $10.00 per month transaction fee.

Stop in today and let us know how we can help you take care of your money.

Quinnipiac Bank & Trust is participating in the FDIC's Transaction Account Guarantee Program. Under that program, from December 31, 2010 through December 31, 2012, all non interest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.  The term "non interest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest.  It also includes Interest on Lawyers Trust Accounts("IOLTAs").  It does NOT include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts.  For more information about temporary FDIC insurance, visit